The Best Cash Back Apps to Save Money on Everyday Shopping

iPhone with folder for Rewards apps open

Cash back apps are an easy way to save money on things you already buy. Whether it’s groceries, gas, online shopping, or dining out, these apps help you earn money back on your purchases. The best part? Most of them require little effort—just scan receipts, link accounts, or activate deals, and the savings add up. Here are some of the best cash back apps to start using today.

Woman's hand holding receipt and phone with food piled in front of her

Best Cash Back Apps for Grocery Shopping

Ibotta

With Ibotta, you can earn cash back on groceries by scanning your receipts or linking your store loyalty cards. The app offers deals on everyday essentials, making it a great way to save on household shopping.

Fetch Rewards

This app turns your grocery receipts into points that you can redeem for gift cards. Just scan your receipt, and Fetch Rewards automatically applies points for eligible purchases. 

Checkout 51

Checkout 51 offers cash back on select grocery and household items. Simply browse offers in the app, buy the items, and upload your receipt to earn rewards.

Man holding credit card while smiling at computer screen

Best Cash Back Apps for Online Shopping

Rakuten

One of the most popular cash back apps, Rakuten partners with thousands of retailers to give you cash back on online purchases. Just activate a deal before you shop, and Rakuten deposits your earnings into your account. 

TopCashback

This app offers some of the highest cash back rates for online shopping. It partners with major retailers and often provides better rates than competitors. 

Honey

Known for finding coupon codes, Honey also has a cash back feature called PayPal Honey. Earn points while shopping and redeem them for cash or gift cards.

Woman pumping gas and holding phone while smiling

Best Cash Back Apps for Gas and Travel

Upside 

Save money on gas with Upside by earning cash back at participating stations. Just check the app for nearby offers, pay with a linked card, and watch the savings roll in.

Trunow

Trunow is a cash-back app that offers rewards on gas purchases. Users can earn cash back by uploading receipts from gas stations and can also find the best gas prices nearby. The app provides additional savings opportunities through promotions and deals at participating locations.

GasBuddy 

GasBuddy helps you find the cheapest gas prices in your area and offers a cash back program at select stations when you pay with the GasBuddy card. 

Hands holding a receipt and phone over a plate of food.

Best Cash Back Apps for Dining and Entertainment

Seated

If you enjoy dining out, Seated rewards you with gift cards for making restaurant reservations through the app. 

Fivestars

This loyalty rewards app helps you earn points at local restaurants, coffee shops, and retailers. The more you visit, the more rewards you unlock.

Tips for Maximizing Cash Back Savings

Stack cash back apps with credit card rewards for double savings. Many credit cards offer cash back or points, so combining them with these apps increases your overall rewards. Use multiple apps to maximize rewards on a single purchase. Some purchases may qualify for multiple cash back programs, so take advantage of all available offers. Keep receipts and upload them promptly to avoid missing rewards. Some apps have deadlines for submitting receipts, so don’t wait too long. Look for bonus offers and promotions to earn extra cash back. Apps often run special promotions that let you earn more on select purchases.


Cash back apps are a simple way to save money on everyday purchases without changing your shopping habits. Whether you’re buying groceries, filling up your gas tank, or shopping online, these apps make it easy to get a little money back every time you spend. Try a few of them and start saving today.

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